Young families typically have many financial responsibilities (i.e., mortgage, child care and vehicle payments to name a few) which may result in minimal savings. It is of utmost importance to protect your income in case of death, disability or injury. How many pay cheques can you miss without this negatively impacting you and your family?

During this stage of your life, you want to start saving for your children’s education, and your retirement. You also want to be sure that you are taking full advantage of all tax deductions and credits available to you.